One minute, you might feel "on top of the world" where your finances are concerned, only to take a plummeting dive when various circumstances or predicaments arise that not only chip away at your savings and general cash flow, but leave you financially devastated and at risk for losing your most valuable assets. When faced with such challenges, you might wonder where to turn for support, or how to determine whether certain debt relief options are within your best interests. Whether you live in California or another state, arming yourself with updated information and appropriate legal clarification may help you get back on financially stable ground.